Not published. No version, no effective date.
This document is being drafted
Billing and Refund Terms is not published and is not in effect. It does not govern your use of Stocks and Vibes, nothing on the service asks you to agree to it, and no part of it is quoted anywhere in the product. When it is published it appears at this address with a version and an effective date.
Written notices to the operator go to Bike4Mind, LLC, 7118 Scenic Brook Drive, Austin, TX 78736. About and contact carries the rest.